Yesterday's Auction

Was told by a friend who went for an auction yesterday

-A property with a Reserve Price of RM29k was won at a final price of RM50k

-A property with a Reserve Price of RM31k, was won at a final price of almost RM50k

-A property with a Reserve Price of RM74k, was won at a final price of RM85k...

Wow....what does say eh?

It looks to me that some of us nowadays have tons of money to spend on buying more properties for investments.

This place is so far from KL but yet, people came in numbers to bid...

Anyways,
TO my friend, who was attending an auction for the first time yesterday, no worries bro. There are other places and properties that will have your name in the future. Keep on looking....Teruskan perjuangan....hehehehe

cheeky....ungrateful

About a year ago, a guy came to us asking for a job. He was unhappy with his previous company as he stated he was underpaid. So he came to us, and since we were in need of a staff in JB, we took him in. Initially he was doing great. His compliance was good. Four months later, he started to slack a bit. Then he left without completing his task leaving lots of uncompleted files.

We were understaff and pretty desperate for someone to help us out when he decided to leave. Apparently, a few months later, he pleaded to come back and work with us as he was unhappy with the company that he was attached to. After a few discussion and promises from his part, he came back and did his task wonderfully.

In his letter of employment, it is clearly stated that if he does not achieve his monthly target, he pay is only such n such amount as the nature of his pay is based upon completed files/assignments. He has never achieve his target unfortunately. We wrote to him asking for explaination and fell into deft ears. Hence, in May 2010, we only pay the portion of his completed assignments.

He subsequently left and went straight to the labour office claiming that he was underpaid. He even went to the extent of claiming June 2010 full month salary.

And I was thinking to myself, no doubt that some of it is our fault in having such person like him in our organization. But what struck me most is the ungratefulness of a person like him after pleading to us for a job. He came to us for a job, we gave him a job and you did not complete it. Is it logically for us to pay you for not doing your job?

Now, the labour office for reason unknown to many, will always favour the employees. So who protects the right of the employers? Does the employers does not have the right to penalize employees for not completing his or her job? It was stated clearly in the letter of appointment that if he/she is unable to achieve his or her target as stipulated by the management, the management has the right to pay him in apportion of his completed task. Mind you, 80% of his work are not completed.

I'm very disappointed with such people with such attitude. These kind of people just wanna have an easy ride and take their pay and leave. No wonder why we can't progress.

Well, let's go and sort it out in the court then. It is a matter of principles. When you can't complete your task, don't expect us to be kind enough to pay you the money that you don't deserve. When others can achieve, it is illogical that you can't....

what an ungrateful little &%@*^$d!!!!

weigh-in...week number??

Can't remember the number weeks already. Hahahahaha

Anyhoos, my weight has been consistently at 73-74kg. For some strange reason i'm not happy. The bloody belly is still visible and the love handles is still there. Damniiittt!!!

Ok, I admit, I think for the last 2-3 weeks after achieving my goal of attaining 73kg, I've been very relaxed. I eat what I want. I don't exercise as much as I was a month or so ago. Talking about being complacent eh?

Ok. This has got to stop. I've been telling myself over and over again for the past few days. I need to buck up and focus and be more motivated. Look for new aims.

So this will be my new aim.

Targeted weight by August 2010: 69kg

Mondays, wednesdays and fridays are for weight trainings & cardio

The rest of the days are for cardios and abs training!!!!

I've gotta watch my food intake as well. Oh ya, btw, I've now started to take Protein Shake everyday. Hahahaha.....

Have a nice day!!

Words of Wisdom

“If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them.” – Bruce Lee

“Empty your mind, be formless, shapeless – like water. Now you put water into a cup, it becomes the cup, you put water into a bottle, it becomes the bottle, you put it in a teapot, it becomes the teapot. Now water can flow or it can crash. Be water, my friend.” – Bruce Lee

"l used to have a big, soft belly.My stomach protruded and I looked terrible for a young guy. I decided to streamline my waist."- Bruce Lee

Jalan-jalan tgk rumah......(tips!!!)

As the title goes, I'm going for short trip after work today to Shah Alam to survey some properties with a friend. It's been awhile since I last do such a thing but I guess, it's always nice to do something that you've done before. Heheheh

Anyhoos....since we are on the look out for properties, what are the important points or tips that we should look before investing?

Rule No 1: Location
Rule No 2: Location
Rule No 3: Location
Extra tips: (schools/college/public transportations/shops/factory)

Easy kan? Hahahaha

Rule No 4: Buy at low price (must make money/profit!!)
Never buy at full price. MUST BUY AT BELOW MARKET VALUE. If you can't, then the maximum price that you pay is the market value....period...

Rule No 5: Borrowing
Please ensure that you're not over borrowing. The result can be really damaging.
Over-borrowing can occur when i) you buy a property at a very high price....ii) you buy too much property within such a short period of time ...iii) you don't have enough cash...

Extra tips: Take as much loans as you can, but please remember those loans are easily managed i.e. pay your monthly commitments comfortably..and...you shouldn't be too eager to buy more properties in such a short period of time. Leave some buffer times so that your bank account looks healthy...hehehe


What if I wanna buy a property via auction. What are the points that I should look into?

Hrmm....More or less the same points like above but with some additional points

1) Get the Proclaimation of Sale from the AUctioners
2) Get the details of the property and make several calls to the maintenance office and ask them some general questions about the property. It wud be wise to even ask them to print you the total outstanding maintenance fee so that you'll have an idea how much you gotta spend if you win the bid
3) Visit to the actual property. Look around the area. Talk to people at the area about the place, the rent, the security, bla bla bla...
4) Even though you can't get in to the property, by looking at it, hopefully you can have a general idea on how much you have to spend for repairs.
5) Next, you need to be able to calculate the maximum bidding price that you wanna bid. For example,the market value for a flat in Bndr Tasik Puteri is about RM80k (i'm guessing here) and the reserve price usually starts at RM65k. So, make sure if you wanna bid, you maximum bidding price shouldn't be more then RM75k. You want to make money remember? You buy only at low price!!!

There you go...you're ready for the auction. I think, i've wrote about this a year ago...hehehe...nyway, that's basically all you gotta do before you go for an auction (based on my experience anyways....)

Have a nice day!!

Home Loans....How much can i take?

Out of the blue, a friend of mine ask this question. He wants to start being a property investor so I guess, he is now asking the necessary questions before he gets involved with it....

Anyhoos....the question is very simple. How much loan can I take?

From my personal opinion, with regards to housing loans for investment purposes, take as much as you can and as maximum as you can.

However, please bear in mind,although you may take as maximum loans as possible but please ensure that you are able to pay back those loans comfortably.

Do banks have a guideline in approving our application?

Of course they do. They have the right to look at our financial status and if they feel that we have too many 'commitments' based on our CCRIS records, they will reject our application straight away. We can always re-apply but maybe the end result will be the same.

If I'm not mistaken, the banks have a general guideline where our home loans shouldn't be more then 33% of our monthly income. So if it's more then 33%, it will be difficult to get a loan unless the bank decided to relax its guideline a bit.

France....What????

After what happened to France at the world cup, I would prefer Ireland to be there instead of the French...Read the news here

What a pathetic bunch of individualistics players....

From the video here, you can watch how Patrice Evra is having some 'discussion' with one of France's coaches....Sad....

It should've been Ireland....they could bring more colours and surprises at the world cup.....

Cardio.....

What is cardiocascular exercises?

Well....it basically means the thing that you do in the gym or anything that increases your heart rate....:p

It is one of the effective ways in losing those extra weights that you have...

''The Cardiovascular System is defined as 'The heart and the blood vessels by which blood is pumped and circulated through the body', and cardiovascular exercise - or cardio - targets this area of the body during exercise. To target the cardiovascular system you must ensure that you are exercising at your target heart rate''-weightlossforgood.co.uk

What are the benefits?

* Increases calorie burn
* Weight Loss
* Reduces the risk of heart disease
* Increased lung capacity
* Reduced blood pressure
* Prevents diabetes
* Burns body fat
* Increase metabolism (see BMR)
* Strengthens the cardiovascular system
* Strengthens the immune system
* Lowers stress levels

Examples of cardio exercises:

* Swimming
* Power walking / treadmill
* Cycling
* Skipping / Jump roping
* Jogging
* Aerobics
* (any exercise that keeps your heart rate in the target heart rate zone)

So there you go, a simple explanation on cardiovascular exercises. I've tried power walking/treadmill, jogging and skipping. Perhaps, in the next few days, I'm gonna try to go for a swim once a week.

Have a nice day then....

South Korea & Japan

South Korea beat Greece 2-0.

Japan beat Cameroon 1-0

That's great isn't it? Knowing our fellow Asian beating reasonably good teams like Greece ( ex-european champion) and Cameroon.

These two teams i.e South Korea & Japan, especially South Korea, used to be our football team mortal enemies. I wrote in my earlier blogs, we can match them those days. I think that was 30 years ago. The scores will be tight as hell and the game will be very close.

Fast forward to 2010, from beating Malaysia to beating the Greek, what has South Korea done right and where has it gone wrong for us?

Just look at their fans below:


That's a lot of people eh? I can't imagine the time when we, all Malaysians unite as one to cheer our football team.

The other day, I saw a news where this Malaysian dude, proudly show off his newly done Brazil tattoo and mentioned that he is the Brazil no 1 fan. Well, the fact remains is, he is a Malaysian.

It's such a sad thing to know that our football standards has remained stagnant since the 70s. South Korea, Japan, China, Iraq and the lot has improved so great that we are no longer a match for them. We even lose to the Philippines at one time. Imagine that, we have players who are paid to play and train football everyday can't even beat the filipinos. Sad isn't it??. I think now, we can't even beat Fiji or Mauritius.

Anyways, no point saying it over and over again. I still hope that one day we can have a decent team to play in the Asian Cup as well as the world cup. I hope that we can have a team of passionate footballers who will fight for the country. We've won the SEA games recently and the next step is to be in the Asian Cup 2015. Time is on our side to prepare for the Asian Cup. THat's like another 5 years. Begin the search for good players from now and get the basic necessities right.

We can always choose to remain where we are now and talk about glory days in the 70s or we choose to change our attitude and have an aim. If we can do that, our football standards will improve. I wish not to go into our domestic league. To be frank, the league is not as great as what it used to be during the Semi-Pro era. Those days were good....heheheheh


Have a nice day!!

10,000??

Wow!!! Upon checking my stat counter five minutes ago, the stats showed that this blog has been visited more then 10,000 times!!

Seriously, wow!!! Thank you for reading and I can't believe that this blog could hit 10,000x in one and half years time.

Again, thank you very much for stopping by and keep on supporting!!!


HAve a nice day!!

A wee bit dull weekend....

As the title goes...I had a dull weekend. Golf in the morning (which I played relatively suck)After the game I went for a visit to the clubfitter to 'customize' my golf clubs.

I even ask my good friend to assist me in re-paint (re-spray rather) my old school hybrid. So I'm am the proud owner of a one-of-a-kind flat black Nike Hybrid...heheheh

Anyhoos....last night I went to a friend's wedding at Royale Chulan hotel. NIce hotel I must say. THe event was good and very organized. I enjoyed meeting familiar faces that I've not seen for the last 10 years or so. I knew these peeps during my time in Ireland...hehehe...

Anyways, congrats to Ida & Jameel. Thank you for the invitation and both of u looked very cute together!!! HAhahahaha

World Cup 2010

It's finally here. THe world cup. The most important football tournament in the world. I read somewhere that maybe a total of 1 billion people will tune in to watch 64 matches at one point or another.

I for one will be watching (not all though) and if time permits...

Mexico is my favorite time. Why? Because the play very attractive football. Pass and move. Just the way I like it. I also know that these type of play won't win them the world cup but I just love the way the play.

Who will be the champion? On paper, it could be either Holland, Spain, Brazil or Argentina. Good teams with good players all around the park.

Who will be the 'surprise' team of the world cup? It could be Slovakia, North Korea or Paraguay.

What about Ingurrland? Well, they last won it in 1966. That sums everything up. The english media always hyped the team at every world cup or any tournaments they participated in....but...the team fails to produce the final product. Hehehe...Sad...

What about teams that are expected to do well but will fall short during the cup? I guess, it'll be Portugal and France. France looked like a team of individuals. Well, what do you expect from a team who were lucky to be in tournament in the first? Of all people, Henry decided to use his hand to assist Gallas to score that goal against Ireland. (I have a soft spot for Ireland-I was there for almost 5 years or so)

Teams that I don't like. I don't like Australia. Maybe because Tim Carhill is playing. I just hate him. Hahahahahaha....

Anyways, doubt I'll be seeing the match later tonight as I gotta a game of golf early tomorrow morning. PLus, need to hit the gym so I guess, I'll be knackered and sleepy by 10pm...

Have good week ahead and enjoy the world cup...

Bruce Lee's Sample Diet...

Found this on the net....I think it's interesting and I'm not far off then what he was practising in the 1970s...

Bruce Lee Diet: Sample Meals

Obviously Bruce Lee’s diet would have varied greatly during the 1960’s and early 1970’s as his training methods evolved, but here is what is possibly one of his typical days meals:
Breakfast

Food: A bowl of muesli cereal, comprised of whole grains, nuts, and dried fruits, plus 2% milk (semi skimmed).
Beverage: Orange Juice and/or tea.
Snack

Juice or Protein Drink: Protein powder, non-instant powdered milk made with water or juice, eggs, wheat germ, bananas, peanut butter. Brewer’s yeast was frequently added.
Lunch

Food: Meat, vegetables, and rice.
Beverage: Tea.
Snack

Juice or Protein Drink: see ingredients for morning-snack protein drink.
Dinner

Food: Spaghetti and salad, or another meal of rice, vegetables, and meat, chicken, or seafood.
Beverage: One glass of 2% milk and/or tea.

Source: The Bruce Lee Diet – Bruce Lee’s Diet and Nutrition | Nutrition, Diets and Healthy Recipes

Note: Having a body like Bruce Lee looks like a lot of work for me. Huhuh. After all that weight training for the past week, my weight now is 73.3kg. Perhaps, I might try to loose another 1 or 2 more kgs before the end of the month....More weight trainings for me I think..........

Have a nice week ahead...

Free Gaza

I admired those people on boards those ships to help the people of Palestine. They are the heroes of today. Such an inspiration!!! I wished that I could be part of them. (having said that, how do we actually can be part of them? I don't mind going to be frank)...

Anyhoos, I'm pretty sure the majority of us has heard or seen the news that those boats didn't manage to arrive at Gaza. Some boats has either been attacked or ask to leave by the Israelis soldiers. It is such a wonder, just how a small nation located next to Islamic countries could have such arrogance and superpower to do whatever they like. They actually killed those heroes and get away with it.

I can't find any logic with what's been happening recently. That is blatant murder you bloody egget. The result of this incident did trigger a thing or two from what I saw in the idiot box. At least, we can see people around the world marching on the streets yelling their hearts out and criticize the Zionist soldiers. It happened here in KL as well. But, is that only our alternative? Marching on the streets and burn the Israel's flag? How long can we march and yell? The Israelis will keep on doing what they do with arrogance.

Then, I was thinking, maybe I'm wrong,these things happened as a result of a great economic power held by the Jews. Big corporations around the world are either own or run by them. Hence, due to their great economic power, they could actually decide how things should be done. Well, 1997 saw the collapse of the Asian Tiger economy. Who was behind this? I'm sure you know...

Hence, unless and only if, the economic power of the world is being spread evenly, such things like what happened recently will keep on going. The Americans (who pride themselves as the police of the world) couldn't lift a finger on what's going on. The muslim countries can only (I repeat) could only yell on the streets asking Israel to stop its atrocities. UN, however strong they are, can only say certain things, which, still can't stop the Israelis.

The Israelis doesn't care about the international laws.
The Israelis doesn't care about the feelings of the world
The Israelis doesn't care about killing innocent people and children
The Israelis doesn't care about anything....



Hence, what should we do? Well for a start, we should start praying hard so that the Almighty will help us in ways we least expected. But praying hard wouldn't solve anything as we are not doing anything about it. Until the day the economic power of the world is not held by one superior race, unfortunately we will see these things happen every single day. Maybe, just maybe, countries like Egypt, Jordan, Syria, Turkey, Iraq and perhaps, the rest of the middle east countries should get their armies ready and go to war with Israel. Not just the middle east countries, in fact all of the Muslim countries around the world. Blood for blood....Maybe it's time for us to unite....The problems and answers lies in ourselves....

Anyhoos, whenever you are free, read this DOA for our brothers and sisters in Palestine. They need our help..


Oh Allah, destroy the disbelievers. Put in them fear for our enemies, Your enemies and enemies of Your Deen. Oh Allah, raise the honour of Islam and the Muslimeen. Strengthen the bond of love in the hearts of them and mend the kinhood between them. Also, give them Your help in fighting your enemies and the enemies of the Muslims.

Rafa's Gone

Yeap...just saw today's news that Mr Benitez is no longer the manager of Liverpool...

As a supporter, I'm pretty sad that he's gone. He brought back the Champions League to Liverpool in his first season in charge. Won the FA cup is his second season and things started to look bright until this season.

This season, the team looked lost and I guess, the team needed to start afresh for next season. Whoever coming in to replace Rafa has a monumental task in managing Liverpool. A big shoe to replace actually.

Anyhoos,...thnx rafa for the memories. At least, we won something during your tenure. You couldn't have done any better.

From the words of Rafa Benitez in Liverpoolfc.tv:
"It is very sad for me to announce that I will no longer be manager of Liverpool FC. I would like to thank all of the staff and players for their efforts.

"I'll always keep in my heart the good times I've had here, the strong and loyal support of the fans in the tough times and the love from Liverpool. I have no words to thank you enough for all these years and I am very proud to say that I was your manager.

"Thank you so much once more and always remember: You'll never walk alone."

Finally, the future of the team looks uncertain and there will be many coming ins and going outs I guess. Well, luckily the world cup is just around the corner and perhaps it is what we need at the moment.

Have a nice day....

committed to the game....

For the last couple of days or maybe weeks, we've been fed with world cup advertisements on the idiot box as well as at those mega huge billboards on the highways. I totally understand that maxis & astro are harping on the world cup to make extra millions from the malaysian public(talking about monopoly eh)...Well, the fact remains that Astro is the only one giving us those services(all 64 games live in HD).... Just like what Sky did in the UK. Anyhoos, the purpose of my writing today is to highlight an advertisement by Maxis titled Committed TO the Game.

On these advertisements presented by Maxis, they show us past Malaysian legends such as Hassan Sani, James Wong, Soh Chin Aun and Santokh Singh. When talking about these legends, I can still vividly remember the day when dad and I went to a match in Stadium Merdeke in the mid 80s watching the national team played against the mighty South Korea. We could match them those days. Seriously...no kidding....we could actually match them those days....Of course, the timing of such advertisement is rather good as it's very near to the world cup...

Talking about the world cup, I still hope & pray one day that we could see our national team play in the world cup. Well, obviously, a hope will remain as it is...a hope unless something is done to make this dream a reality. I guess, with them winning the SEA games recently, they have taken the right path towards that dream. Nothing wrong about dreaming but they need to be working very hard to go there. The feeling must be fantastic to see our national anthem being played where billions of people can hear. To actually see our players wear those black and yellow stripes full of passion pride and ready to die for it. Perhaps, they should be targeting in getting to the Asia Cup first before even thinking of going to the world cups. Heheheh

Give this website a visit and you'll get what I'm trying to say.

attitude...

Took this quote from my sister's facebook page....

''the longer i live, the more i realize the impact of attitude on life. Attitude, to me, is more important than facts. It is more important than the past, the education, the money, than circumstances, than failure, than successes, than what other people think or say or do. It is more important than appearance, giftedness, or skill. It will make or break a company..a church..a home. The remarkable thing is we have a choice everyday regarding the attitude we will embrace for that day. We cannot change our past..we cannot change the fact that people will act in a certain way. We cannot change the inevitable. The only thing we can do is play on the one string we have, and that is our attitude. I am convinced that life is 10% what happens to me and 90% how i react to it. And so it is with you..w...e are in charge of our Attitudes''.-Swindoll

Nice words eh? ...and I bloody agree with every word that is being said....

Have a nice day