tag:blogger.com,1999:blog-3265823288410237482024-02-18T19:44:46.727-08:00azwazisThis is my personal space in the cyberwold. In fact, it's my personal zen. It's where I'd share what I know and experience. It's where I'd tell you a story, be it good or bad, factual or just fictitious, true or fabricated. It's my journey and adventure to glory. This is my story.azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.comBlogger467125tag:blogger.com,1999:blog-326582328841023748.post-81168893003345043622012-03-14T08:14:00.004-07:002012-03-14T08:23:39.253-07:00corruptedI'm in a service oriented business.<br /><br />I've been in the business for about 9 years now.<br /><br />Year in and year out, I would say, my firm has been doing ok. Not too great....not too bad either...<br /><br />But I want to improve. I believe, some if not all of my staff and colleagues, would love to improve.<br /><br />We don't want to stay stagnant and wait for something to happen...<br /><br />However, as we go on and try to secure more business for ourselves, we've met with a lot of challenges.<br /><br />One of the challenges is our inability to 'suap' the people involve in the decision-making.<br /><br />Of course, it is our very own fault in failing to get 'close' to the people involve in the decision making.<br /><br />I found that to do business such business of ours in Malaysia, it's all about networks and who you know.<br /><br />Your degrees, MBAs, Chartered or whatever doesn't really carry a lot of weight if you wanna secure the business<br /><br />It's all about getting close and give 'em what they want.<br /><br />Sometimes I felt frustrated and I felt trapped in a room with no doors.<br /><br />At times, they would just say, we will consider your request and have a look at your profile. Obviously, we would never see or hear from them again.<br /><br />At times, when we call to make an appointment, the answer that we get was 'we will review the panelship in bla bla bla....till that moment comes, you can submit your profile and let us review....<br /><br />Now, it'll be a totally different story if we have the ability to 'rub' their backs and say....hey listen, if you could give us X amount of business, we would be happy to give you some token of appreciation.....<br /><br />Sometimes, I really don't know what to do...but I'll have to keep on fighting for the sake of myself, my family and my colleagues...<br /><br />Shall I follow the others and do what they do....or what?...<br /><br /><br />errrrrrrrrrr....rant over....azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com1tag:blogger.com,1999:blog-326582328841023748.post-53428603636564430972012-03-12T20:32:00.002-07:002012-03-12T20:36:53.062-07:00BersawangHahahaha...<div><br /></div><div>I've been away for far too long.....too long..............</div><div><br /></div><div>Doubt anyone ever reads my blogs anymore....hehehe</div><div><br /></div><div>Anyhooss.....what's up everyone? How's 2012 treating all of ya?....Good??...Bad?</div><div><br /></div><div>I had some interesting stuff that has been happening around my life....especially business wise....</div><div><br /></div><div>Obviously, for the past couple of years, it's all about improving myself financially and as well as emotionally and now for the remaining months of 2012, I aim to expand my business together with my contacts to a new level.</div><div><br /></div><div>Previously, I used to get worried about meeting new people as well as strangers. I realized that, in order to go far in the business world, I need to go out and mix around with different people. It's all about the relationships. Human-relationships that is.....</div><div><br /></div><div>Anyways,...I'll try to update my blogs as much as I can from now on....</div><div><br /></div><div>Have a good day</div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com3tag:blogger.com,1999:blog-326582328841023748.post-63814869176554694162012-01-29T23:30:00.001-08:002012-01-29T23:36:45.189-08:00HelloHello folks....<div><br /></div><div>Wow...it's been ages since I last updated my blogs....I'm out for some soul-searching for the last couple of weeks....I'm looking for answers to questions that I don't even know in the first place. Hahahaha. Conflicting remark I must say....</div><div><br /></div><div>Well to be honest, I needed time to re-focus and start thinking of doing other things. Alhamdulillah, I've achieved some, if not all, things that I wanted to achieve. Hence, now, I'm looking to do more. I believe I can.....</div><div><br /></div><div>You know, at times, you dreamt of achieving something and then, you work towards it and finally, you managed to achieve it. That's how I feel nowadays. You achieve that little goals that you have and I felt slightly stagnated. </div><div><br /></div><div>Anyways, I'll keep on searching. </div><div><br /></div><div>Have a good day</div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-59643294203762295752012-01-03T17:35:00.000-08:002012-01-03T17:38:05.327-08:0017A girl?So...what's the fuss this <a href="http://mynewshub.my/eng/2012/01/genius-student-nur-amalina-transformed-because-of-culture-shock/">Amalina</a> girl is creating eh?<div><br /></div><div>Sudah2 lah tuh...I think we cannot impose our good values to other people.....</div><div><br /></div><div>Pandai2 jaga diri dah lah....kan??</div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-74750056596085713802012-01-02T18:01:00.000-08:002012-01-02T18:04:49.298-08:002012Hope it's not to late to wish everyone a happy new year....<div><br /></div><div>I've been super busy for the last month or so....</div><div><br /></div><div>Actually, there's so much to talk about but sometimes I just don't have the 'mood' to write...</div><div><br /></div><div>This year, will be a testing year for me...in terms of my business of course....</div><div><br /></div><div>So far, I've touched very little on what my job is....maybe, for 2012, I'll try to talk a wee bit on it....</div><div><br /></div><div>Anyways.....hope everyone's doing fine and let's pray for a good & prosperous 2012....</div><div><br /></div><div>Have a nice day</div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-21006367369241777402011-11-30T20:59:00.000-08:002011-11-30T21:10:22.616-08:00Switchblade<div>Last weekend, I had dinner at a <a href="http://switchblade-kl.com/">Switchblade</a> restaurant in Dutamas with the family...</div><div><br /></div><div>To be honest, I love western foods and my favorite restaurants will be TGI Friday's and Chilli's. Hence, when I saw an ad about this restaurant at FB the other day, I decided to give it a try. </div><div><br /></div><div>Upon reaching the place at Dutamas, I wonder how does the owner pays the rental for this place. It could cost him loads of money!! I would assumed that the overheads in operating such operating at an expensive location would be enormous!! I salute him for taking a big risk in running the food business!!</div><div><br /></div><div>Anyway, I like the way the owner sets up the restaurant. It's totally different from any other restaurants that I've been too. </div><div><br /></div><div>With regards to the food.....I have to be honest...it's freaking delicious weii!! Habis semua diet2....hahahaha.....No doubt it's a little bit pricey but that's understandable. </div><div><br /></div><div>I will certainly come here again...but not so soon lah.....</div><div><br /></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuHSHHcf6VU7LY_CNnrFNpEtQoy45wnUA6_WeaxhoidfVKmQIIXEV1-IRnvU91Y1fOsH2GSQF_baE2yfQquB_cteasFsYWRbtDryQP2wEM28Gu7Lil6f_lnwF6-Iz-hMae5zZB3RKj2ig6/s1600/IMG00504-20110930-2038.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuHSHHcf6VU7LY_CNnrFNpEtQoy45wnUA6_WeaxhoidfVKmQIIXEV1-IRnvU91Y1fOsH2GSQF_baE2yfQquB_cteasFsYWRbtDryQP2wEM28Gu7Lil6f_lnwF6-Iz-hMae5zZB3RKj2ig6/s400/IMG00504-20110930-2038.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5681020452910003730" /></a><div><br /><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimaDZcEuqSHzC7sqwwH2mr17ZeduO-6zZGyYl7kraYgeKrz9bdhXeJM5C39I7W7sJNosG0Q64dth464eJvivEwZan0uezapZ28D3t5mXd6LbbckzQfFbKLt-D-FqASX32Nz4UYQg_FrnY4/s1600/IMG00503-20110930-2036.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimaDZcEuqSHzC7sqwwH2mr17ZeduO-6zZGyYl7kraYgeKrz9bdhXeJM5C39I7W7sJNosG0Q64dth464eJvivEwZan0uezapZ28D3t5mXd6LbbckzQfFbKLt-D-FqASX32Nz4UYQg_FrnY4/s400/IMG00503-20110930-2036.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5681020447813121170" /></a></div><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhijwqCx_D6u4u2z5Wns1OBirsQ40P5Az2o2r6rF9R4At85XG1stupBR0GsDr2ffeb6b-EGsHrON5Axxl_g7uOm0kIIIbV_HMHJRKvBlSa4z4rBcPjftX3fCa-j5te1SnHYxDjjA0SmYGJ4/s1600/IMG00502-20110930-2030.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhijwqCx_D6u4u2z5Wns1OBirsQ40P5Az2o2r6rF9R4At85XG1stupBR0GsDr2ffeb6b-EGsHrON5Axxl_g7uOm0kIIIbV_HMHJRKvBlSa4z4rBcPjftX3fCa-j5te1SnHYxDjjA0SmYGJ4/s400/IMG00502-20110930-2030.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5681020445502177538" /></a></div><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYoC9vPoxNt9SYGjfyRaKFzujEQgkfC1ZLNt1ea7OkgJTgduW1lwzskNBC3HsfhN0ZrLpDGd0-j_rtvsyZ0flF0uYHgO0w9-kgitCrrl4ssrWwxyDGxvQQIL3AcaS-TqwEtO7InAvrqUXe/s1600/IMG00501-20110930-2030.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYoC9vPoxNt9SYGjfyRaKFzujEQgkfC1ZLNt1ea7OkgJTgduW1lwzskNBC3HsfhN0ZrLpDGd0-j_rtvsyZ0flF0uYHgO0w9-kgitCrrl4ssrWwxyDGxvQQIL3AcaS-TqwEtO7InAvrqUXe/s400/IMG00501-20110930-2030.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5681020445295232786" /></a></div><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjISXZxBvAcd4ywArsa_c7LD6YvJLaCzffSEb-AtQVgmTwT8_Ll5jtSlEQJurCi2gxVu5C6xjyNm8eNKGqGQVHxciP4ZpXyL5WFNcaRDVcLyuznzGFFWLlYINK0yHQcOKEERu5iutFR_qUe/s1600/IMG00498-20110930-2029.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjISXZxBvAcd4ywArsa_c7LD6YvJLaCzffSEb-AtQVgmTwT8_Ll5jtSlEQJurCi2gxVu5C6xjyNm8eNKGqGQVHxciP4ZpXyL5WFNcaRDVcLyuznzGFFWLlYINK0yHQcOKEERu5iutFR_qUe/s400/IMG00498-20110930-2029.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5681020440888818866" /></a><br /></div></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-25687395185490068802011-11-25T00:08:00.001-08:002011-11-25T00:11:28.389-08:00Dough-nuts anyone??<div>I'm not a fan of doughnuts.....but when a colleague of mine bought some from Big Apple, I thought it was good, although it was super sweet....</div><div><br /></div><div>Jemput makan......</div><div><br /></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbToOxugMUZAI9fYhnLY7eECdAzaMIHKDL3jFuS9dKX32MNt-L4VPzR90LW6Z3mVvTPWUNSOa4Q10OFLcvNTjvm3-0woy7XwOMfJmZfTg0IwcnxJ5zELKjfnMUP9Bv_4NbHGHBF_qclZVn/s1600/IMG00615-20111121-1449.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjbToOxugMUZAI9fYhnLY7eECdAzaMIHKDL3jFuS9dKX32MNt-L4VPzR90LW6Z3mVvTPWUNSOa4Q10OFLcvNTjvm3-0woy7XwOMfJmZfTg0IwcnxJ5zELKjfnMUP9Bv_4NbHGHBF_qclZVn/s400/IMG00615-20111121-1449.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5678842796756915458" /></a>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-3618835020736006232011-11-25T00:05:00.001-08:002011-11-25T00:06:53.197-08:00What???<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGRbGbdB2IBxpbhAwqA7ZqNV80YtnVAZlhLaKWL4cZdk_ltBq0bVTFUBy3eEAym6l0-SiC5wbJyoYOsIA3aXpndNQ3aa5krfRIU9ZQeVr3GqoKJXuzJA0jFqNYrUoTu4d01eTp1nTIRqY3/s1600/313440_2499251684063_1336030451_32933644_155190212_n.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 285px; height: 400px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGRbGbdB2IBxpbhAwqA7ZqNV80YtnVAZlhLaKWL4cZdk_ltBq0bVTFUBy3eEAym6l0-SiC5wbJyoYOsIA3aXpndNQ3aa5krfRIU9ZQeVr3GqoKJXuzJA0jFqNYrUoTu4d01eTp1nTIRqY3/s400/313440_2499251684063_1336030451_32933644_155190212_n.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5678841619764672274" /></a><br /><div><br /></div><div>How things have changed eh?.....Wonder how life was in the 50s or 60s....</div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-30163623461785347982011-11-08T16:37:00.000-08:002011-11-08T17:12:04.329-08:00Nov 2011<div>Right.....<div><br /></div><div>It is now Nov 2011. In a about an month and a half's time, we would celebrating the new year.</div><div><br /></div><div>New year means new resolutions. New aims, new objectives and so forth....</div><div><br /></div><div>I think it's a good time to sit down and jot down your achievements for the last 11 months or so. Not to forget, to write down the things that you should've done and the things you wanna do for the next couple of weeks....</div><div><br /></div><div>Perhaps, it's a good time to start planning what you wanna do for 2012.</div><div><br /></div><div>For me, in terms of investing, it has been very 'stale' especially from the property side. No doubt that I've save some money that I invest in various places but I think I could do more....Earlier, I planned to add another 2 properties under my name but haven't be able to do so. Nahh, I won't blame it on BNM with their ruling but I blame myself. It's ok as I think I learn my lesson.</div><div><br /></div><div>2011 for me is about discovering new things in investments especially being a landlord. Previously, you only read stuff from the books and hope you learn bits and pieces from it. But to be honest, nothing beats experiencing it by yourself. There are things that I should've done but for some strange reason or another, I didn't.....</div><div><br /></div><div>Whatever it is, I thank Allah for opening my eyes in becoming an investor. I had nothing prior to 2008. Nothing...Zero....Zilch...even my ASB balance was pretty depressing to see....I had very limited savings.....but now, I guess, I can be a little proud of the efforts that I had put in for the last 3 years. However, I do realize that my journey is still at its infancy stage. I hope I can double up my efforts, take a wee bit of risk and pray a little harder for 2012....</div><div><br /></div><div>Some time, my friends asks me why would i be an investor (part time that is....)...My answer is simple, to make sure that the financial being of my daughter is taken care off when the time comes. Having a kid changes your perception towards life. Especially when you start to think about her education, her needs as well as her wedding day. Hahahaha. I'm told not to worry about it but how can I not...:P</div><div><br /></div><div>Anyway, at this moment, all I'm thinking is to maximize my wife's ASB savings. If I can achieve that, that's a big, big achievement. Hehehehe. On my part, since I wasn't able to purchase a property this year, I might do it next year....but having need to pay 30% deposit with your own money, I don't think it's a wise move....Thank you BNM!!</div><div><br /></div><div><br /></div><div>Have a nice day</div></div><div><br /></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCUXZUpPD213_DNROVlPRKWP_REgy1VZirksPFcepRSJzaHr-67BCigdUx6O9daFuRGtPrDLhyrvfW0xjbqZpK7ySjeA0QExu-ljuKCXnD8t-T6BtOBDRRLrAzguHvJHuSag4QoQh8eBK_/s1600/yaya.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCUXZUpPD213_DNROVlPRKWP_REgy1VZirksPFcepRSJzaHr-67BCigdUx6O9daFuRGtPrDLhyrvfW0xjbqZpK7ySjeA0QExu-ljuKCXnD8t-T6BtOBDRRLrAzguHvJHuSag4QoQh8eBK_/s400/yaya.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5672793634965902818" /></a><br /><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-40444292493266988922011-11-07T19:10:00.001-08:002011-11-07T19:16:56.256-08:00Spelling mistake?<div>During my way back to Ipoh for the short raya holidays last week, we decided to skip the highways and hit the old trunk road from Behrang uptill Tapah as we received some news stating that the PLUS highway's traffic was bad....<div><br /></div><div>Hence, we decided to have our lunch at some nasi kandar restaurant in Slim River. And over there, I found this rather disturbing 'advertisement'....</div></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgO03Toe3xMsJH16cDHt6T8f5eQjaa-ESbp5W9oQGGwsD-LtJKJ4m4e561FQULPVnaISUclM5YwQRCq6YSRRp05C4qwI8D16BoeRWFo1VVZVDUOJungsttnYRABoNd8P67vJwgqsOuKYsQU/s1600/IMG00541-20111105-1445.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgO03Toe3xMsJH16cDHt6T8f5eQjaa-ESbp5W9oQGGwsD-LtJKJ4m4e561FQULPVnaISUclM5YwQRCq6YSRRp05C4qwI8D16BoeRWFo1VVZVDUOJungsttnYRABoNd8P67vJwgqsOuKYsQU/s400/IMG00541-20111105-1445.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5672457840128716162" /></a><div><br /></div><div>Is that how you spell kuay teow nowadays? I'm not even sure whether I spell it right or not. Heehehe....Anyways, the food wasn't great at all but the teh tarik was good!!!</div><div><br /></div><div>By the way, the traffic was bad on Saturday. The heavy rain didn't help either. We took about 5 hours to reach the destination....huhu....I dread to think if I were to use the PLUS highway, it might even worse at Tapah....</div><div><br /></div><div>have a good day<br /><br /></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com1tag:blogger.com,1999:blog-326582328841023748.post-2838762041100957422011-11-03T19:14:00.000-07:002011-11-03T19:24:57.908-07:00Hell-o-ween parteeee<div>Last weekend, myself, wifey and kecik attended a helloween party at Royal Bintang, The Curve.<div><br /></div><div>To be honest, I've never been to a big scale helloween party before. And I really thought, the party was just for kecik and her classmates. But to my surprised, the party was held in the grand ballroom of the hotel and everybody seems to be dressed up except me and wifey.</div><div><br /></div><div>I felt a bit out of place though but I thought everyone were sporting enough to dressed up. It was an interesting event and I was wondering, the organizer must have spent easily more then RM30k. Loads of free gifts, free foods, games, face painting, monsters, ghosts, smurfs, pharaoh, cat women, you name it.......and booze for the drinkers as well...</div><div><br /></div><div>Anyways, kecik enjoyed herself and was playing around with one of her classmates. It's bit unfortunate we came a bit late as most of her classmates has returned home. Perhaps, if we are invited the next time around, I'll dressed up like a rock star!! hahaha</div><div><br /></div></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4nqEjo3h5boH3frNB49AnE3eeE-DSFkV5xia7C4MutcMfnqGa79cMn3GzDd16wZZRraImdWXYp4wVN1odL441HJEogq1BRDs-TJKyq0t8Si-SgGtfHNyHtZhrTwyA8FaZifUbk2EXjxbY/s1600/IMG00533-20111030-1810.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4nqEjo3h5boH3frNB49AnE3eeE-DSFkV5xia7C4MutcMfnqGa79cMn3GzDd16wZZRraImdWXYp4wVN1odL441HJEogq1BRDs-TJKyq0t8Si-SgGtfHNyHtZhrTwyA8FaZifUbk2EXjxbY/s400/IMG00533-20111030-1810.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5670960222909849218" /></a><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgifslKk_ynjKifWX1sD6j7TI6T-nNEorNaB7oBoIUbenqe4uIWWnQ31AYQmzsLo-yM8xtAUx7j2Eo4Di1V9aYz0j65KMVHVazTx6MbKPeF_6eEhlko33w6S324wkcyV9jBy8fwBxC9Hq4L/s1600/IMG00532-20111030-1808.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgifslKk_ynjKifWX1sD6j7TI6T-nNEorNaB7oBoIUbenqe4uIWWnQ31AYQmzsLo-yM8xtAUx7j2Eo4Di1V9aYz0j65KMVHVazTx6MbKPeF_6eEhlko33w6S324wkcyV9jBy8fwBxC9Hq4L/s400/IMG00532-20111030-1808.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5670960211855916418" /></a><br /><div><br /></div></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com1tag:blogger.com,1999:blog-326582328841023748.post-19228475210363353272011-11-03T18:34:00.001-07:002011-11-03T19:02:30.191-07:00Stamping of tenancy agreement<div>For the last couple of years, for the purpose of stamping of tenancy agreement(s), I would ask the help of a friend. So I would pay him some of amount of money and he gets the things done for me. Usually, he will take about a week.<div><br /></div><div>Anyways, since I've just leased out my desa view condo to this new tenant about a couple of days ago, I decided to stamp the agreement myself. I have to be honest here, I've been a property investor for about 3 years now (I know, i'm still a baby...and still learning) but I've yet to do this stamping thingy on my own. Pemalas would be the exact word!! Hahahaha</div><div><br /></div><div>So I spent a couple of hours yesterday settling this matter and pretty much a wee bit proud of being able to do it myself. Save me a few quid instead of asking some friends to do it for me....</div><div><br /></div><div>Just a short note on the procedures for stamping of tenancy agreement</div><div><br /></div><div>Step 1. Upon signing of the document between you and your tenants, you need to calculate the stamp duty required for stamping. So how do you calculate? I can only talk about my experience as I think there's more to it than what I already knew...</div><div><br /></div><div>Supposed the monthly rental is RM850. So annual rental income is RM10,200.</div><div>There's an exemption of RM2,400 to be deducted from the annual income which comes to RM7,800 (10,200-2,400). Assuming the agreement is for one year period hence, the rate of the stamp duty will be RM1 for every RM250 exceeding RM2,400.</div><div><br /></div><div>So, the stamp duty payable for the agreement is is RM7,800/RM250=RM31.20. (Rounded of to RM31). Hence, what you need to do is to go the post office and buy the setem hasil. Easy?</div><div><br /></div><div>Step 2. Go to the LHDN office together with the original tenancy agreement, in which for my case, I went to kg Attap. I think if I can remember correctly it was on the 20th floor. Went straight to the stamping office. I was told to fill-in a form and need to wait a wee bit as the crowd can be large at times. I waited about 40 minutes before they call me up. Hahaha</div><div><br /></div><div>So there you go, never that I thought it would be that easy but time consuming at the same time. I know that if we ask someone else to do it for us, they will certainly charge an amount but I think, it's better to do it yourself. Agents would probably make hefty money from offering this services to the masses. That's my opinion anyways. But again, if you don't have the time, you can always ask the agents to do it for you, and of course, it comes with a price.....</div></div><div><br /></div><div><br /></div><div><br /></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg08I8OD0UUhd6jE6fEOSLwgo09-HrI7B2BD1Jb9CeuAOqZO54wvSkYrD8enURCvdCj8Qz9vVW9gZrf-Lz4d_TsUizXSraTbFrl4wSvszror7w_U6nuQipupdhCRExDmkc6rRdYr2MnZIuF/s1600/IMG00540-20111104-0938.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg08I8OD0UUhd6jE6fEOSLwgo09-HrI7B2BD1Jb9CeuAOqZO54wvSkYrD8enURCvdCj8Qz9vVW9gZrf-Lz4d_TsUizXSraTbFrl4wSvszror7w_U6nuQipupdhCRExDmkc6rRdYr2MnZIuF/s400/IMG00540-20111104-0938.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5670954687147302578" /></a><div><br /></div><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjwfqXxRrejPklJV9WgnOd-MQ0Efu8Ba8z6SJ4KLqgsTGe4Ahf5JJMJ7WBtmEnSTCK4qiaH3q2DVmfP-pSveGYY1hYQDRiorQeR_lBdsaMyD2Bn504Xmi9WnBE-lYFq-4HThSPTFRvWpTdb/s1600/IMG00539-20111104-0938.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjwfqXxRrejPklJV9WgnOd-MQ0Efu8Ba8z6SJ4KLqgsTGe4Ahf5JJMJ7WBtmEnSTCK4qiaH3q2DVmfP-pSveGYY1hYQDRiorQeR_lBdsaMyD2Bn504Xmi9WnBE-lYFq-4HThSPTFRvWpTdb/s400/IMG00539-20111104-0938.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5670954678042956194" /></a><br /><div><br /></div><div><br /></div><div><br /></div></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com2tag:blogger.com,1999:blog-326582328841023748.post-48222316444715913222011-11-02T17:59:00.000-07:002011-11-02T18:06:15.342-07:00Finally...Finally, my cozy little condo at desa view tower has been rented out. <div><br /></div><div>I think I started to advertise for the place about 3 months back. Anyway, I'm happy that I finally met with this young family and hope we can a have a nice 'working' relationship for the next one year....</div><div><br /></div><div>So to Shahizan & family, welcome on board......</div><div><br /></div><div><br /></div><div>On the other hand, the tenants in my other place at Unipark condo has moved out about 3 days ago. I had some major issues with the tenants at times, but never did I expect to see the condition of the house after they moved out. It was bad. It was so bad that I need to employ 3 Indonesian clearners to clean the place.</div><div><br /></div><div>A lot of people have been saying against renting the place to college boys and I certainly felt that they did not take good care of the place as they should be. Well, boys will be boys with posters in every rooms. One good thing though, they pay their rents on time. Hahaha...</div><div><br /></div><div>Anyways, who said that it's gonna be a smooth ride all the way kan?? The place now is clean and I'm going there again later today to check out the place. </div><div><br /></div><div>Have a good week ahead...</div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com3tag:blogger.com,1999:blog-326582328841023748.post-76801765098330349872011-10-24T00:29:00.000-07:002011-10-24T00:37:31.641-07:00Hit for sixSounds like a name for a movie but no....it's not a movie....<div><br /></div><div>In fact, for me, it was a joyous moment!</div><div><br /></div><div>Can't believe that I witnessed the drubbing of Man Yernited by Citeh!!!</div><div><br /></div><div>6-1.....wow....again, I can't believe the score line but yeah....it was 6-1....</div><div><br /></div><div>Hopefully, we can see many more stuff like that especially when yernited is playing!!</div><div><br /></div><div>Anyways, Liverpool.....oh dear.....a draw against Norwich?....Clearly not the result all liverpool fans would have wanted but, it happened...</div><div><br /></div><div>It is pretty obvious if Liverpool wants to be in the Champions league, they need to get the result from these kind of games. It has been mixed results so far but I guess, I would be happy if the team goes to europe next season. </div><div><br /></div><div>Hopefully they'll beat Stoke in the carling cup!!</div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-75773123984523142182011-10-06T17:33:00.000-07:002011-10-06T17:42:47.721-07:00Metallica...in KL?<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXFNNU4f2heykKtSL6bj6YTuzWoU6IhRCDC-ptDBHmdvArOLRR8SdnPCWLUWM_F9J9MUEChwLa1KImoS1PYwYqS4LSsEZXurNTkGoCkK1jmqvfDAhtmp5xe3oGYF5gqn-YVnioVyl1hAg7/s1600/met1.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXFNNU4f2heykKtSL6bj6YTuzWoU6IhRCDC-ptDBHmdvArOLRR8SdnPCWLUWM_F9J9MUEChwLa1KImoS1PYwYqS4LSsEZXurNTkGoCkK1jmqvfDAhtmp5xe3oGYF5gqn-YVnioVyl1hAg7/s400/met1.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5660543625574919666" /></a><br />Rumors has been flying around saying that Metallica will be in KL on the 2nd Dec 2011.<div><br /></div><div>Whether it's true or not, I don't know but if indeed they are coming....I'll definitely going....</div><div><br /></div><div>No doubt I've seen them live before but seeing them 'live' in KL will be something else....</div><div><br /></div><div>To be honest, we need more live acts here. For the past few years, Kreator and Nofx has made their way here but we still need more. I would love it Iron Maiden were to make their stop here sometime in the near future!!</div><div><br /></div><div>Have a good weekend...</div><div><br /></div><div><br /></div><div><br /></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com1tag:blogger.com,1999:blog-326582328841023748.post-30427670304091348002011-10-06T01:04:00.000-07:002011-10-06T01:06:50.843-07:00Chomski....:(<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiof50ICDal3T9ZFsCI-TEwfoFeeTIOJzIkUN7KZCWIfzdm3JzdC5VjeWDiCcsHEZrxQDOlllDWJs7PkahBwz2zn6eSCiFP28aFc6JuhgotUr1JVAfMXYrf5Avo31hIJtJIp0SpwgK1OYGB/s1600/207908_218051121544013_100000173812517_998543_7965305_n+%25281%2529.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 251px; height: 252px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiof50ICDal3T9ZFsCI-TEwfoFeeTIOJzIkUN7KZCWIfzdm3JzdC5VjeWDiCcsHEZrxQDOlllDWJs7PkahBwz2zn6eSCiFP28aFc6JuhgotUr1JVAfMXYrf5Avo31hIJtJIp0SpwgK1OYGB/s400/207908_218051121544013_100000173812517_998543_7965305_n+%25281%2529.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5660286962804369522" /></a><br /><div style="text-align: center;">Chomski has been part of my family for the last 6 years.</div><div style="text-align: center;">She was adopted from SPCA when she was still a kitty.</div><div style="text-align: center;">Unfortunately, she was put to sleep yesterday evening.</div><div style="text-align: center;">She was suffering from leukemia.</div><div style="text-align: center;">We'll miss you choms!!!</div><div style="text-align: center;">2005-2011</div><div style="text-align: center;"><br /></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-91958073020411328802011-09-27T18:42:00.000-07:002011-09-27T19:00:15.259-07:00Saturday against the blues....<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgKO_XXZ_J8ciLbQjJ99NPoDk68n7HzjmDLMWf_AvHcBEgImQAKyEjG0PHVmuvTCpceqeQr_zYrZ17gKVxZoPXIwsRfAEUoEUE2SRbEs7DJ15V8je3MON6YvuKs-r06F4WWjBkC3mehbOc7/s1600/king.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="float:right; margin:0 0 10px 10px;cursor:pointer; cursor:hand;width: 300px; height: 400px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgKO_XXZ_J8ciLbQjJ99NPoDk68n7HzjmDLMWf_AvHcBEgImQAKyEjG0PHVmuvTCpceqeQr_zYrZ17gKVxZoPXIwsRfAEUoEUE2SRbEs7DJ15V8je3MON6YvuKs-r06F4WWjBkC3mehbOc7/s400/king.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5657224128883746930" /></a><br />So far, Liverpool has played 6 games, gained 10 points, lost twice and drew once. Not bad considering the fact the first eleven players that has been playing most of the the league consist of a couple of new players....Especially in the midfield area where only Lucas was the surviving member of the Rafa/Hodgson era.<div><br /></div><div>This is the area that I have most of my concerns though. It is not as compact as it was during Rafa's era. Only Downing and Lucas seems to be at ease at their positions and the other two, Henderson and Adams can sometime drifts apart as the game went on. Let's hope King Kenny has something up his sleeves with regards to these two players. A plus point though, Stevie is back but it remains to be seen whether he can get back to his old playing styles during Rafa's era. </div><div><br /></div><div>The team now has a good strikeforce with Bellamy, Suarez and Carrol up-front. On paper, it should scare the shit out of most teams in the league. The amount of chances created and the way the team played especially during the first half of most matches proves that Kenny now has assembled a good team. However, the team seems to its focus during the second half which most team has now taken advantage when facing us. </div><div><br /></div><div>Anyways, I'm hoping for another 3 points against the 'friendly' neighbors. It won't be easy but if I have it my way, I'll opt for Suarez to lead the line again....and with 5-man midfield consisting of Downing, Adam, Lucas, Bellamy and Kuyt. A 3 man back line consisting of Carragher, Coates and Skrtle should be good enough to balance the team on the defensive side.....</div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-69726951042676131262011-09-25T19:29:00.000-07:002011-09-25T19:39:13.936-07:00<div>Good morning....</div><div><br /></div><div>HOw was everybody's weekend? </div><div><br /></div><div>I had a nice and busy weekend.</div><div><br /></div><div>Spent later part of Friday night lepakking with some friends. It's been ages since we last met but we certainly had fun!!</div><div><br /></div><div>Nevertheless, I was home quite late and was up and running again on early Saturday morning. I went to play golf at Tiara Melaka, of which, I think I played rather well....Considering the fact that I was playing like a beginner for the last couple of weeks before....hahahahah</div><div><br /></div><div><br /></div><div><br /></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoTcYkfPUqT7wud95XCovgkewMhdEOv47bRQTf8aVUF6qpwdBa5ueBweFend0Re0QEcGiDie3-N4Je_LVnJAr7HsKkAcJKcvXOQAhKFmlmEozUPiBmxrvnP-fHzaFKZ8GKKd6g3TqDcmxj/s1600/IMG00488-20110924-1728.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoTcYkfPUqT7wud95XCovgkewMhdEOv47bRQTf8aVUF6qpwdBa5ueBweFend0Re0QEcGiDie3-N4Je_LVnJAr7HsKkAcJKcvXOQAhKFmlmEozUPiBmxrvnP-fHzaFKZ8GKKd6g3TqDcmxj/s400/IMG00488-20110924-1728.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5656490380893464082" /></a><div><br /></div><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBcve36oBvKf9hMZVn0-2F_BwjX8FqVhze5fHofaJwkcstbcTyRpshL_ZLl5lOrq5g3fC5bu8sV-w9gDS34fSvEeyD8eQuuD3E-rKf7MGSYxGJb3zgZsWFt-tLLPl_EtFl8FVHpFvqHDnG/s1600/IMG00487-20110924-1714.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBcve36oBvKf9hMZVn0-2F_BwjX8FqVhze5fHofaJwkcstbcTyRpshL_ZLl5lOrq5g3fC5bu8sV-w9gDS34fSvEeyD8eQuuD3E-rKf7MGSYxGJb3zgZsWFt-tLLPl_EtFl8FVHpFvqHDnG/s400/IMG00487-20110924-1714.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5656490377380603842" /></a></div><div><br /></div><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-nlFpdwb11Hz9YYdpSYXKTRSztc8uMoA210vKasWDUedB5CJB8oiLHKiSS-mopBPa0AlKcjMuiCnAjJTwN9ye9yvRkvg_mN_DkLwN65hEoCJeWH-bhUS9qy66xUWPLea6vuxkgumNbQsL/s1600/IMG00486-20110924-1714.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-nlFpdwb11Hz9YYdpSYXKTRSztc8uMoA210vKasWDUedB5CJB8oiLHKiSS-mopBPa0AlKcjMuiCnAjJTwN9ye9yvRkvg_mN_DkLwN65hEoCJeWH-bhUS9qy66xUWPLea6vuxkgumNbQsL/s400/IMG00486-20110924-1714.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5656490375620867938" /></a></div><div><br /></div><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUfGOt4vC2sG9tQ9YfJvp7tFVzvaKOgo2CXc3BuHDV96TVVCn01S3Sifett68BrDBf16GV5_j_kJs7s6-2DwF4E1Q8U7m4YdcGeLSXnRniVGuAYzpcAd1XKzNlWX8ef4I_CV_yifQhRoZi/s1600/IMG00484-20110924-1328.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUfGOt4vC2sG9tQ9YfJvp7tFVzvaKOgo2CXc3BuHDV96TVVCn01S3Sifett68BrDBf16GV5_j_kJs7s6-2DwF4E1Q8U7m4YdcGeLSXnRniVGuAYzpcAd1XKzNlWX8ef4I_CV_yifQhRoZi/s400/IMG00484-20110924-1328.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5656490372801414882" /></a><br /></div><div><br /></div><div><br /></div><div>Anyway, I'm expecting a busy week this week!! I have all the appointments lined up till Saturday. </div><div><br /></div><div>I hope to get a new tenant for Desa View Tower before the end of next month, and obviously, if I can get another tenant for Unipark Condo before November will be a super bonus!!</div><div><br /></div><div>Have a good week everyone!!</div><div><br /></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-2738931210398194762011-09-22T23:47:00.001-07:002011-09-22T23:55:47.206-07:00In flame....<div>As I was on my way home after picking up kecik from her a school, I witnessed an extraordinary 'incident'. I have to be honest to say that I rarely see a Lamborghini on Malaysian road but to see one with flames all over it is something else. </div><div><br /></div><div>I pity the owner and the car itself might costs almost RM1m. A truly rich man's toys!!</div><div><br /></div><div><br /></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrtJwiecqYxwY0gUEdl4H2jTt14g8uCfWGnWGdJZ0hd_3VDs_ooXQRb7p6v9ysUo9PHvTK3_wafcBWQ-DGaWFhWHxTRIBJ06ZZu6iLmhopUZuQ2IKBhH7Kc58Oj9B-cIkEpkYcSND9lqWZ/s1600/IMG00475-20110923-1210.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrtJwiecqYxwY0gUEdl4H2jTt14g8uCfWGnWGdJZ0hd_3VDs_ooXQRb7p6v9ysUo9PHvTK3_wafcBWQ-DGaWFhWHxTRIBJ06ZZu6iLmhopUZuQ2IKBhH7Kc58Oj9B-cIkEpkYcSND9lqWZ/s400/IMG00475-20110923-1210.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5655444264980985010" /></a><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzYe8zOWxqO_HcWmMgHslxlaI1nOtrH413lIRoydPGufGy10DIoupaXHi5M20bs0-cmN-LF8ck0cDmF04vlI4jcKdwe107XXsZLs8xCmnUMtIsZ9dpPyvWRz8kbNVfB91yXNv_LfDOgZHJ/s1600/IMG00476-20110923-1211.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzYe8zOWxqO_HcWmMgHslxlaI1nOtrH413lIRoydPGufGy10DIoupaXHi5M20bs0-cmN-LF8ck0cDmF04vlI4jcKdwe107XXsZLs8xCmnUMtIsZ9dpPyvWRz8kbNVfB91yXNv_LfDOgZHJ/s400/IMG00476-20110923-1211.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5655444261979652946" /></a></div><div><br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj0guKE80-YTo2BXZO5WMF8K0YQWUhh2blySmM5lYhhlsEoo6UmRWNz5y-tdE7rDQGNIgBkgUORJ1a8p85_k8J8JkZwZrBYL0BJcJWgr0JY4evgKard0VvY4RqffUDJ6aj1KCYTO_0UKLlw/s1600/IMG00473-20110923-1155.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj0guKE80-YTo2BXZO5WMF8K0YQWUhh2blySmM5lYhhlsEoo6UmRWNz5y-tdE7rDQGNIgBkgUORJ1a8p85_k8J8JkZwZrBYL0BJcJWgr0JY4evgKard0VvY4RqffUDJ6aj1KCYTO_0UKLlw/s400/IMG00473-20110923-1155.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5655444256562737346" /></a><br /><div><br /><div><div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEr3tAXdLPZX3CztmyRgBsZplBgtNCzRf2M6GRdcFF-tc1vcxsxkAUHjzVTu66w1807ecAt6OK8kkeveWEhPiFuH9wNlYLUH0J_QIR2gf6BHGhWzx_kc95mV0DJCP7UnZuCA_wtCrnF3lX/s1600/IMG00472-20110923-1154.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgEr3tAXdLPZX3CztmyRgBsZplBgtNCzRf2M6GRdcFF-tc1vcxsxkAUHjzVTu66w1807ecAt6OK8kkeveWEhPiFuH9wNlYLUH0J_QIR2gf6BHGhWzx_kc95mV0DJCP7UnZuCA_wtCrnF3lX/s400/IMG00472-20110923-1154.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5655443504304486546" /></a></div><div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGYxhXsxq137lioF2z4-QlrZlEsEoE8aKBihFT7oPNgh1pOfs6tHuuTsoNFsvPvCUC00Zh32YCpNbouI4t_EjiyoquYFgI3ikoVe2i4-KCF0vCOh2MRox61LEpfKW5sI7BnG6Y7HU9Oswd/s1600/IMG00474-20110923-1204.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGYxhXsxq137lioF2z4-QlrZlEsEoE8aKBihFT7oPNgh1pOfs6tHuuTsoNFsvPvCUC00Zh32YCpNbouI4t_EjiyoquYFgI3ikoVe2i4-KCF0vCOh2MRox61LEpfKW5sI7BnG6Y7HU9Oswd/s400/IMG00474-20110923-1204.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5655443504100959186" /></a><br /><br /><div><br /></div><div><br /></div></div></div></div></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com1tag:blogger.com,1999:blog-326582328841023748.post-73140416404967121832011-09-19T23:04:00.001-07:002011-09-19T23:06:33.284-07:00Ultra Magnets.....<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtvhreVRH_ixxVdelFGvaYgVTh6oN4scT6ud94IZICPdz-UjmSFNEm2wrX9yCqQdF-5cIfrLnmw82U8_-QlRZIl4PFgiGRuaEeKXJdwqJCC4j5gpTqMN8sz-p05kzF7Gx0zhygybDUXA6j/s1600/IMG00453-20110904-1028.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 400px; height: 300px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtvhreVRH_ixxVdelFGvaYgVTh6oN4scT6ud94IZICPdz-UjmSFNEm2wrX9yCqQdF-5cIfrLnmw82U8_-QlRZIl4PFgiGRuaEeKXJdwqJCC4j5gpTqMN8sz-p05kzF7Gx0zhygybDUXA6j/s400/IMG00453-20110904-1028.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5654318913061955858" /></a><br /><div><br /></div><div>Fridge magnets....I love 'em.....</div><div><br /></div><div>Wherever I go, I'll try to make sure I get at least one fridge magnet from that particular place...Hehehe....</div><div><br /></div><div><br /></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com2tag:blogger.com,1999:blog-326582328841023748.post-28994466667669097242011-09-18T18:45:00.001-07:002011-09-18T23:43:16.097-07:00Spuds 4-Libpool 0That was a bad game!!<div><br /></div><div>Can't remember when was the last time Pepe had 4 goals passed him in a game..How do you expect to battle on with on 9 men on the field. I had a strange feeling about the game before it even started and for the spuds to score 1 inside 10 minutes, I'm pretty sure that the game was lost by then. That makes it so frustrating to see. It makes it harder when Adams was sent off with about 60 minutes of playing time to be played. It'll take some effort for the 10 red men to play against a fluid Spuds side. </div><div><br /></div><div>Anyway...the season is still long...another 33 games to go. All they need to do now is to make sure to get the maximum points available from now till May 2012. Liverpool is only 4 points better than the last team in the league and 8 points behind Man Utd after only 5 games.. The team will obviously need time to gel and things like this will happen sooner or later....</div><div><br /></div><div>Man Utd is definitely flying and so are Man Citehhh.....I would say that, this year's Premier League champion would be either Man Utd or Man Citeh. The third place would go to Chelski and the battle for 4th place would be Arsenal, L'pool and Spurds....</div><div><br /></div><div>Bring on Brighton!!</div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com1tag:blogger.com,1999:blog-326582328841023748.post-44680523865392563552011-09-15T01:16:00.000-07:002011-09-15T01:30:51.029-07:00A casual conversation over ciggy breakI just had a casual conversation with a colleague about 30 minutes ago....The conversation goes like this...<div><br /></div><div>Me: Eh bro, heard that your wife's pregnant...Betul kah?</div><div><br /></div><div>Mr T: Yeah man....(muka blank jer)</div><div><br /></div><div>Me: So congrats la daddy-to-be</div><div><br /></div><div>Mr T: Thanks man, but I have some worries lah...</div><div><br /></div><div>Me: Worry pasal apa? </div><div><br /></div><div>Mr T: Having kids nowadays means money. </div><div><br /></div><div>Me: True...true...</div><div><br /></div><div>Mr T: How's your kid?</div><div><br /></div><div>Me: She's in playschool now...</div><div><br /></div><div>Mr T: How much eh the fees?</div><div><br /></div><div>Me: Quite a lot if you ask me. But we always have options, whether to send it to Taska or the more expensive private ones...</div><div><br /></div><div>Mr T: I think I better start thinking of doing some savings plan for the kid lah...</div><div><br /></div><div>Me: You should bro, and you better start now.</div><div><br /></div><div>Mr T: I need someone to guide me a wee bit. Coz, saving money in the bank's savings account doesn't give a good return...</div><div><br /></div><div>Me: Well, again....we have options...we have FDs, ASWs or unit trust. But if you have RM20k-RM50k now, we can start investing in shares or IPOs. Hehehehe</div><div><br /></div><div>Mr T: hahahaha...but seriously, i need to start something lah...</div><div><br /></div><div>Me: You do.....and I can help you a bit in making those decisions...</div><div><br /></div><div>Before we end our 'short' conversation, we finished up 3 sticks of cigarettes (I know, I will quit next month!!). I briefed him on the options that he has especially in investing in unit trust and he seems to be interested. I told him to take his time and talk about it with his wife and make the right decision for him and his family...</div><div><br /></div><div>I did highlight the importance of saving money and put it in a place where it can give you better returns in the future. I try not to be too technical but I did mention that the value of a RM10 now won't be the same as the value of RM10 in 5 years time. </div><div><br /></div><div>So to be honest, we can't tell people what to do with their lives, but what we can do it show that there are a lot of ways that we can generate passive income just by saving a small portion of our income. </div><div><br /></div><div>I hope to write about compounding and education fund later when I get back from dive trip. Hehehe</div><div><br /></div><div>Have a good holiday everyone!!</div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><div><br /></div>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0tag:blogger.com,1999:blog-326582328841023748.post-66076781980136445462011-09-15T00:13:00.000-07:002011-09-15T00:20:19.337-07:00Unipark Condo for Rent (2011-2012)<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXboePuNxerozWtwIVRmK0F7vqUH_HghsmP6JGZmOP9iio-8MXlmnOZKDcRpLjyEX_fqNAeNweHNGjVTuvM3pFYzLbtZXH-ClB4uGNYNgoH-_pYCfBGyoug9S_DKConk7ukgoi8f-MzImj/s1600/IMG00352-20100725-1041.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img style="cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXboePuNxerozWtwIVRmK0F7vqUH_HghsmP6JGZmOP9iio-8MXlmnOZKDcRpLjyEX_fqNAeNweHNGjVTuvM3pFYzLbtZXH-ClB4uGNYNgoH-_pYCfBGyoug9S_DKConk7ukgoi8f-MzImj/s400/IMG00352-20100725-1041.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5652482768905631282" /></a><br /><span class="Apple-style-span" style="font-family: 'Trebuchet MS', Verdana, Arial, sans-serif; font-size: 13px; line-height: 18px; background-color: rgb(68, 102, 102); "><span class="Apple-style-span"><span style="font-weight: bold; ">Monthly rent</span>: RM 1900<br /><span style="font-weight: bold; ">Bedrooms</span> 4<br /><span style="font-weight: bold; ">Type:</span> Apartments, For Rent<br /><span style="font-weight: bold; ">Size:</span> 1252 sq.ft.<br /><span style="font-weight: bold; ">Furnished:</span> Fully furnished<br /><span style="font-weight: bold; ">Facilities:</span> Swimming pool, Gymnasium, Tennis court, Mini market, Covered parking, 24 hour security, Balcony/Patio<br /><br />- 4 rooms + 2 bathrooms,<br />- Brand New unit<br />- Located on the 12th Floor<br />- Excellent view of KL,Bangi,Putrajaya<br />- Spacious living room. Fan at every room.<br />- Quiet area.<br /><br />Facilities<br />- tight security, 1 covered parking lot, swimming pool<br />- Located within university area.<br /><br />Near amenities<br />- Alamanda Shopping Mall,<br />- Uniten<br />- UPM<br />- UKM<br />- KLIUC<br />- Bangi/Kajang/Putrajaya/Cyberjaya all located within 20 minutes drive<br /><br />Easy access to all the major highways (PLUS/SILK)<br /><br />Available for rent from September 2010<br /><br />Call: En Wan 0122866347</span></span>azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com8tag:blogger.com,1999:blog-326582328841023748.post-89558089343819231762011-09-13T02:07:00.000-07:002011-09-13T02:09:47.975-07:00Inflation.....A threat?When I was a lot younger, my dad used to give me RM2 per day for my daily expenses at school. That's the money that I used to buy the Hotplate Mee, sirap ais and some other stuff. If I can recall correctly, when my little sister went to school in the 2000's, it was RM5 per day. It is possible that some kid will need RM10 per day in 3-4 years time. Plus...I can still remember that you can get a cigarette at 30 sen per stick in the late 90s. Nowadays, it's RM1 per stick. Heck...I know of a makcik who now sells her kuih tart nenas for RM1.50 per piece!! Imagine if you order 20 piece of tart nenas from this makcik....it'll cost you RM30!!!<br />
<br />
To me folks, these are what I call inflation.To be a little bit more technical, it can be further defined as a rise in the general prices of foods and services in an economy over a period of time. As inflation increases, every ringgit that we own buys a smaller percentage of a product or services. In a layman's term.....our purchasing power decreases.....<br />
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggnTg_F6qFBvZZPLVqH_qOA2BGJTPezlTA25B7mBii8UOzg3z9YJVCMIYIseeZALxXKSX_BKfyPZIO6g85K1yGKgO8aMa90OChI9uM0lVb4NetWbm30GhXWJXLhSx26ti-qcNfLsDS1IAy/s1600/malaysia-inflation-rate.png" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="171" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggnTg_F6qFBvZZPLVqH_qOA2BGJTPezlTA25B7mBii8UOzg3z9YJVCMIYIseeZALxXKSX_BKfyPZIO6g85K1yGKgO8aMa90OChI9uM0lVb4NetWbm30GhXWJXLhSx26ti-qcNfLsDS1IAy/s400/malaysia-inflation-rate.png" width="400" /></a>The most well know measures of inflation would be CPI (Consumer Price Index), which measures the percentage change in the cost of purchasing goods and services by consumers over a period of time<br />
<br />
Our very own inflation rate at 31st July 2011 is 3.11% as reported from tradingeconomics.com. However, it is good to note that we have to calculate our very own personal inflation rate to have a better and clearer picture as to how inflation affects us individually...<br />
<br />
Based on what I understand, there are 2 reasons for inflation which is high demand, low supply and the rise in the production costs. Basic economic tells us that when there is a demand for a products or services but shortage of supply, the price will go up. If I can recall correctly, this is what we call demand-pull inflation. When the price of raw materials go up, production cost will increase which in turn will increase the price so that companies maintain their profit margin. Furthermore, their workers will demand higher salaries as the company will pass these costs to the consumers. <br />
<br />
So when inflation increases, logic tells us that our purchasing power decreases. A RM1 may buy you a teh tarik 3-4 years ago but now, that's no longer the case. In fact, we may find that in general, the price of most products and services are rising by the hour. Just 2-3 days ago, it was announced that the telco's company will be charging 6% tax on the consumers. In fact, it's even worse when the interest rates going up as loans will cost more which in turn, we have to pay more.....<br />
<br />
Hence.....how do we beat inflation (if possible)...<br />
<br />
The ways to beat inflation that I can think of now would be: <br />
<br />
1) Start investing in the correct investment<br />
<br />
As we can see from the graph above, our current inflation rate is at 3.11%. So, for ease of reference, we have to be smart and ensure we invest in places that can give us better returns than 3.11%. What's the rate of return for FD nowadays? Is it 3%? So, a good place to start would be ASB, ASD and Unit Trust<br />
<br />
2) Diversify<br />
<br />
Almost everybody knows this rule of investing. Never, EVER, put all your eggs in one basket. In other words, you need to diversify your investments portfolio. You may have 40% property investments, 40% unit trust investments, and 20% other investments. You may also split your unit trust investments into equities or bonds or whatever....<br />
<br />
3) Invest extra cash in hand to ASB or balance fund. Better still, invest in gold.<br />
<br />
4) Debt management. It's time to reduce debt to a minimum level as interest rates usually increases in tandem with inflation. Perhaps, it's time to settle off those highest rate loans as quickly as possible....<br />
<br />
So there you go, my brief thoughts on inflation. Obviously, there's more to it that I have just wrote but the bottom line is whether we like it or not, we just can't ignore the importance of saving money. Hence, do what you gotta do and have a nice day....<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />azwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com1tag:blogger.com,1999:blog-326582328841023748.post-57940290395872643362011-09-13T00:04:00.001-07:002011-09-13T00:20:10.225-07:00Hello again.....After almost a month of non-blogging, I'm now back fresher and focused. The reason that I didn't blog for the last 30 days or so was I needed some time off to reflect on things that I should and shouldn't do. It's nice to get away from things that you've been doing so often...<br /><br />Anyways, lots of things has happened for the past 30 days.. and I hope it's not to late for me to wish everyone Selamat hari Raya and Maaf Zahir Batin. I had a wonderful Ramadhan and Hari Raya for me and my family was superb. It's been a long time since we as a family celebrate 'raya' together as my lil sister who's now working in the States decided to come back specifically to celebrate Eid with all of us..I hope, everyone enjoy their raya and I believe, we are still celebrating it....hehehe<br /><br />So, like I said, I'm now back fresher and more focused. Rather than dwelling on petty stuff, I decided to put my head down and do things that I believe that develop myself into a better person.<br /><br />Just a quick note on my property at Desa View Tower, the place is still available for rent. The current tenant will be moving out in 2 weeks time so I might need a week or so to clean/repair the place before a new tenant comes in. I realised that the place has a wee bit of a problem with the drainage system. That's always a case with apartments eh?<br /><br />On my other property at Unipark Condo, the current tenant decided not to renew their agreement so the place is up for grabs for those interested. I've yet to determine the rate as yet. I would assume that the place would be ready by Nov 2011.<br /><br /><br />Alright then, hope to write again soon...see ya...and have a good dayazwazishttp://www.blogger.com/profile/02293314677090759150noreply@blogger.com0