A thought...

What will you do if you have RM100,000?

1) Keep it in the bank-savings or current account

2) SAve it in Fixed Deposits a/c ( an interest income of about 3.5% should be expected)

3) SAve it in Unit Trust...

4) Buy 10 properties where each costs RM100k with 10% deposits? Wow, you're a millionaire now for having 10 properties. 10 x 100,000 = 1,000,000

5) SAve it in ASB...(a dividend income of about 9-10% should be expected)

6) Buy Harley Davidson motorcycle?

Wow..so many options ehhh?

If I have the choice, I will go for no 4 and no 5. Why?

Well...basically...I'll put the whole lot of RM100k into ASB. Then I'll pledge to the bank. For that, I'm entitled to receive an overdraft facilities of about RM90k.

Then, that RM90k, I'll be using it for investment purposes, which ultimately could give me positve returns in 2-5 years time...heheheh