30%

What's with 30%? Well...I read somewhere the other day, all of us should try to target to save at least 30% of our income to our savings..

For example, if you're earning RM4000 per month, put aside RM1200 for your savings. That's like RM14,400 per year. If you save it in ASB, you'll something like RM1000 of dividend at the end of the year. The only effort that you'll need to do is to save 30% of your income every month. That doesn't require a lot, isn't it?

Well, I know the fact that 30% is a lot, so, let's try to save from 10% first. (which is what I'm currently doing). Perhaps, in the next 6 months or so, I'll head for 15%, then, 20% and perhaps 30% when my income is high enough! High enough???