So far, I've made my unit trust investments in 4 different funds and at this current moment, the performances for the funds looks encouraging. To be honest, all my investments are being invested in Islamic-based funds.
Obviously, unit trust is a long-term investments and usually we can see the returns in 5 years time. So, now the waiting game begins and hopefully, it'll bring some returns.
I still remember when I made my first investment in 2008. I started with RM5.5k and over the next year and a half my total investment was about RM15k. In Aug 2010 I decided to 'close' the funds and received a return of about RM4k. Not bad lah kan?
So, for the time being, I'll invest in unit trust using my Account I with the aim to 'boost' my EPF savings in the long run.
Some of my friends has asks me whether is it safe to invest in unit trust? I would say, it's another form of investment and you are diversifying your investments by investing in unit trust. After all, you're investing with your EPF money. Rather than keeping in EPF and get about 5%-6% dividend, might as well, invest a little bit in UT to get better returns and boost your EPF savings in the long run. Hehehehe
Anyways, just remember to 'Never put all your eggs into one basket'.
Have a good week ahead....
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