Perbualan Singkat....

Saya: Hallo bro....apa cerrrrr???

Rakan: Hallo...bila mau hantam (golf)??



Saya: Weekend aaarr.....weekday susah aaaa...



Rakan: Apasal? Anak sekolah ka



Saya: A'ah...



Rakan: Wei...kau ada simpan duit kat tabung haji x?



Saya: Simpan duit kat tabung haji tu tak lagi...tapi simpan duit nak gi haji dah mula aaa...



Rakan: Apsal tak bukak account kat tabung haji lagi?



Saya: Urrmm.....blom sampai seru kot....hehehe...



Rakan: Nko ni....abis tuh...ko simpan kat ner.....??



Saya: Few places aaaa. ASB ada, baru start AHB, Insurance-Education policies....Unit Trust..



Rakan: Itu semua haram bro....Aku tak caya semua tuh.....



Saya: huh........?



Rakan: AKu simpan kat tabung haji jer....



Saya: Urmm....kau punya planning utk anak2 kau camana?



Rakan: Alaaaahh.....ada lah tu nanti....



Saya: Ohh.....boleh ek gitu? Dah lama ka kau save kat tabung haji?



Rakan: Baru nak save je.......hahahahaha......



Saya: Hampeeees...........So bila mau hantam (golf)??



Rakan: Mariiiiiiiiiiii............

A short and simple conversation indeed eh?


I have to admit that I've yet to open up a tabung haji account for myself....Maybe it's time lah...Well, to be honest, I've started saving for the trip months ago!!

But, I do wonder about the 'haram' part that my friend mentioned during the short conversation....

I know....religion plays an important role in our daily lives....but it seems, there are 'so many restrictions' that has been set upon muslims in doing certain things in life....

I read somewhere where a fellow bloggger wrote about ASB and its return and there were some comments stating that it's Haram.

I wished not to go into the details of it, but I really think, if we do things correctly, and for the benefit for ourselves, and the people around us, Allah will grant us happines.

''Truly, God does not change the condition of a people until they change what is in themselves'' (Quran 13:11)

D' Gift Shoppe

My aunt, recently open up a shop in Bangi.

Barely a month ago if I'm not mistaken....

It's called D' Gift Shoppe.

What does it sells u may ask.....Well...they sell all those collection of english-style decorative arts.

It's interesting in my opinion.

Never crossed my mind that someone could open up a shop selling those kind of stuff.

Wifey likes it so much. And from what I gather from my aunt, the response and sales has been good.

It's reasonably price for such lovely items.

We bought some stuff and will be goin there again later....hehehe

Enjoy the pics (sorry about the quality of the pics, these were taken by my ever unreliable Blackberry)
















The add and contact person for the shop is

D Gift Shoppe
16-G-01, Jalan Medan PB2A,
Medan PB2
Pusat Bandar Bangi Seksyen 9
43650, Bangi

(it's very near to JM Beriyani House, Bangi)

Amir Ariss (0122120906)
Normah Hamdan (0193523959)

10% Profit.....

Yeap....That was the profit that I received for my unit trust.

Not bad eh?

I made almost RM4k during the first 'cycle' about 6 months ago. The fund (PIDF) was introduced to me way back in 2007 or 2008.

I invested about RM10k for the 2nd cycle. So, to get a return of about 10% for the Public Islamic Sector Select & Public Islamic Equity funds in 5 months is good lah. Hehehehe.

Of course, I don't received that money in cold, hard cash. When the time comes, I'll 'sell' it off and put it back in my EPF funds.

I'm a happy man!!

Wooohoooooooo

Normal

"Normal is getting dressed in clothes that you buy for work and driving through traffic in a car that you are still paying for – in order to get to the job you need to pay for the clothes and the car, and the house you leave vacant all day so you can afford to live in it''

Sad but true.....eh?

Roy's gone!!!

Yes!!!

Finally the idiot that destroyed has gone and left the club

Thanks but no thanks Roy!!

Enjoy your 'retirement'............

Hodgson Leaves Liverpool

5th Day of 2011

It's the new year...

New resolutions.....eh??

Well...my 2011 resolution is basically to continue what I did for 2010.

Perhaps, this year, I will try to help my wife to boost her 'net' worth....

We will also try to purchase one or two properties under her name....(I would love to purchase more but since the recent rule announced by BNM, we have to alter our plans a wee bit)

We will also try increase our OD facilities to RM100k, so that we can use the money to invest somewhere else.....

Since the last few weeks, I've started to contribute about RM110 to PRU BSN and another RM100 to Public Mutual Education Fund....

In all, I'm now saving about RM2k per month for our insurance & education funds...

Btw, 2010 also has taught me to manage my finances a wee bit better than before....Hopefully, in 2011, I can further boost my financial standing a bit....

I'm also hoping that I can save a wee bit more for my Haj. No doubt it's a 15-year plan but it has to start somewhere la kan.....

Anyways....i've yet to update my ASB book. Maybe tomorrow lah.....eheheh

Have a nice day....

Makan @ Sekinchan........

Went for a nice dinner at Sekinchan Ikan Bakar somewhere in Kota Damansara the other day..

My sister actually went to this place earlier and said that the ikan bakar was good...

Hence, since we were too lazy to cook, off we went to the place, together with my mom....

I thought, the food was delicious. The menu was pretty simple..

Nice interior



The 'sauces'







My favorite!!! Pari Bakar weiiiiiiiiii


Lala..............


The aftermath.......

Damage: RM94 . Not bad lah.....