Nov 2011

Right.....

It is now Nov 2011. In a about an month and a half's time, we would celebrating the new year.

New year means new resolutions. New aims, new objectives and so forth....

I think it's a good time to sit down and jot down your achievements for the last 11 months or so. Not to forget, to write down the things that you should've done and the things you wanna do for the next couple of weeks....

Perhaps, it's a good time to start planning what you wanna do for 2012.

For me, in terms of investing, it has been very 'stale' especially from the property side. No doubt that I've save some money that I invest in various places but I think I could do more....Earlier, I planned to add another 2 properties under my name but haven't be able to do so. Nahh, I won't blame it on BNM with their ruling but I blame myself. It's ok as I think I learn my lesson.

2011 for me is about discovering new things in investments especially being a landlord. Previously, you only read stuff from the books and hope you learn bits and pieces from it. But to be honest, nothing beats experiencing it by yourself. There are things that I should've done but for some strange reason or another, I didn't.....

Whatever it is, I thank Allah for opening my eyes in becoming an investor. I had nothing prior to 2008. Nothing...Zero....Zilch...even my ASB balance was pretty depressing to see....I had very limited savings.....but now, I guess, I can be a little proud of the efforts that I had put in for the last 3 years. However, I do realize that my journey is still at its infancy stage. I hope I can double up my efforts, take a wee bit of risk and pray a little harder for 2012....

Some time, my friends asks me why would i be an investor (part time that is....)...My answer is simple, to make sure that the financial being of my daughter is taken care off when the time comes. Having a kid changes your perception towards life. Especially when you start to think about her education, her needs as well as her wedding day. Hahahaha. I'm told not to worry about it but how can I not...:P

Anyway, at this moment, all I'm thinking is to maximize my wife's ASB savings. If I can achieve that, that's a big, big achievement. Hehehehe. On my part, since I wasn't able to purchase a property this year, I might do it next year....but having need to pay 30% deposit with your own money, I don't think it's a wise move....Thank you BNM!!

Have a nice day